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Accident Insurance
I would like to express my condolences to the victims profound effect falling bombs exploded in the lobby of the JW Marriott Hotel Jakarta some time ago. Frankly, it was not easy as it felt the loss felt by those who lost family members due to the bomb.
In addition to deaths, many of them who happened to be there suffered serious injuries, like losing part of his body, suffered burns, and other defects. However, many of them survived. Whether by accident in another floor, had gone a few minutes earlier, or for various other reasons. But one thing is clear, there is a destiny already set. We humans can only try. But when we are born, when we die, the fate of what we experience, when we will experience it, it was outlined.
Interestingly, we usually can not escape from a number of risks that may arise in our life journey. One is the risk posed by the bomb some time ago, such as death, permanent disability, temporary disability, or loss of limbs. Whatever the cause, it was an accident for those who experience it.
The question is, what if this happened to you? First of all, if you have an accident so that the loss of limbs, then usually there are two things you need to deal with, namely the cost of care and work that may not be able to do since losing a member of that body. For example, a secretary who used to use the hands to work, may not be able to perform his duties well as a secretary for arms is not there anymore. A person who works in sales, which used to go there, here uses his legs, probably could no longer perform his job well because now he lost his leg. Not to mention the fact that he could no longer support his family.
This is, not to mention the added reality of those who suffered death and had to leave his family forever. In fact, those who died were probably bear the cost of family life.
FROM DEFECTS TO DEATH
Yes, as human beings we may be hard to prevent things like that. All we can do is to anticipate the consequences arising from the occurrence of these risks. One of them, is to take Accident Insurance. What's Accident Insurance? Simply put, Accident Insurance is a promise made by the insurance company if you had an accident and the accident you need to stay in hospital, suffered a total disability or in part, or death.
Why, why there is such insurance? Yes, there are dong. Accident insurance is also not only provide a replacement if you experience death, being treated in hospital or total disability due to accident, but also provide a replacement if you experience some disability. For example, you have an accident so that the loss of one hand, lost a leg (either right or left). Of course, losing the right limb will typically replaced more if you lose the left limb. Or, you have an accident so that the loss of sight, and so on.
Accident insurance is usually also provide a replacement if you are being treated in hospital due to accident. Do not forget that after the accident, you will usually be treated in hospital for several days, depending on how severe the consequences of the accident yourself. There are people who should be treated in hospital for one night only, but there is also a must have treatment for days.
Interestingly, Accident Insurance provides reimbursement if the accident you experienced death. The bomb at the JW Marriott yesterday, for example. So the principle, all of which appear as a result of the accident was dicover.
WHERE TO TAKE AN ACCIDENT INSURANCE?
The question is, if you're interested in taking Casualty Insurance, where you can pick it up? The answer is clear: the insurance company. You can come to an Insurance company or the insurance company losses. If you come to the company's Life Insurance, Accident Insurance usually affixed to the existing Insurance products they sell. Although many Accident Insurance is also sold independently. Typically, many of the Accident Insurance products that stand alone are sold through Catalog distributed to the customers Credit Card.
Premium or fee that you pay to the Insurance Company also depends on whether he was standing alone or attached to other products. If you take Accident Insurance independently, the premiums will be cheaper than if your accident insurance taken against the Life Insurance.
TAKE NOW
Now, after you read a little about what Accident Insurance, there is nothing else to do but just go straight to the insurance company, ask about Casualty Insurance products that they have, then pick it up. Not be denied, Indonesia is a developing country that is vulnerable to terror attacks is not impossible to happen around us. Indonesia is also prone to many accidents that may occur on the highway. Indonesia vulnerable to accidents that may occur everywhere. All you have to do is to anticipate from now on. Insurance may not be able to prevent accidents, but can help you overcome that arise due to the accident. So, waiting for? Immediately take Accident Insurance. Tomorrow may be too late. Regard.